/* ═══ COLOR FLOW MAP (from design-spec.theme_context_map) ═══
 * index.html:     nav=transparent-on-dark(scrolled:solid-navy) | hero=dark | problem=white | solution=light | how-it-works=cream | lender-types=white | testimonials=dark | cta=dark-alt
 * platform.html:  nav=transparent-on-dark | hero=dark | data-layers=white | decisioning=light | integration=cream | security-preview=dark | cta=dark-alt
 * pricing.html:   nav=solid-navy-on-light | hero=light | tiers=white | faq=light | cta=dark
 * about.html:     nav=solid-navy-on-light | hero=cream | mission=white | team=light | values=cream | cta=dark
 * contact.html:   nav=solid-navy | all=light
 * security.html:  nav=solid-navy | hero=light | controls=white | compliance=light | faq=cream
 * lender pages:   nav=transparent-on-dark | hero=dark | body=white | features=light | testimonial=cream | cta=dark
 * blog/login/legal: nav=solid-navy-on-light
 *
 * Nav initial state:
 *   dark-top pages → transparent + logo-light.svg + white link text
 *   light-top pages → solid navy + logo-dark.svg + white link text
 *   scrolled dark (all pages) → solid navy + logo-light.svg + white text
 * ═══════════════════════════════════════════════════════════════ */

/* ─── RESET & BASE ─── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  font-size: 1rem;
  line-height: 1.65;
  color: #0D2545;
  background: #FFFFFF;
  -webkit-font-smoothing: antialiased;
}

/* ─── CSS CUSTOM PROPERTIES ─── */
:root {
  --cv-navy:          #0D2545;
  --cv-navy-alt:      #142F57;
  --cv-amber:         #C8921A;
  --cv-amber-aa-light: #8B5E0A;
  --cv-amber-aa-dark:  #E6A832;
  --cv-teal:          #1A7A6E;
  --cv-teal-dark:     #2EB89E;
  --cv-teal-light:    #155E55;
  --cv-fg-light-1:    #0D2545;
  --cv-fg-light-2:    #4A5568;
  --cv-fg-dark-1:     #F0F4F8;
  --cv-fg-dark-2:     #94A3B8;
  --cv-bg-light:      #F7F8FA;
  --cv-bg-white:      #FFFFFF;
  --cv-bg-cream:      #FAF7F2;
  --cv-bg-dark:       #0D2545;
  --cv-bg-dark-alt:   #142F57;
  --cv-border-light:  #E2E8F0;
  --cv-border-dark:   #1E3A63;
  --cv-shadow:        0 1px 3px rgba(13,37,69,0.08), 0 4px 12px rgba(13,37,69,0.05);
  --cv-shadow-md:     0 4px 16px rgba(13,37,69,0.12), 0 8px 24px rgba(13,37,69,0.08);
  --cv-radius:        8px;
  --cv-radius-sm:     4px;
  --cv-max-w:         1200px;
  --cv-text-max:      680px;
  --cv-section-py:    clamp(4rem, 8vw, 7rem);
  --cv-nav-h:         72px;
}

/* ─── TYPOGRAPHY ─── */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-weight: 700;
  line-height: 1.2;
  color: var(--cv-fg-light-1);
}
h1 { font-size: clamp(2.2rem, 4vw, 3.5rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
h3 { font-size: clamp(1.15rem, 2vw, 1.5rem); }

p { line-height: 1.7; color: var(--cv-fg-light-2); }

a { color: var(--cv-amber-aa-light); text-decoration: none; }
a:hover { text-decoration: underline; }

ul { list-style: none; }

img { display: block; max-width: 100%; height: auto; }

code, pre { font-family: 'JetBrains Mono', 'Fira Code', Consolas, monospace; }

/* ─── LAYOUT UTILITIES ─── */
.cv-container {
  max-width: var(--cv-max-w);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 2rem);
}

.cv-section {
  padding: var(--cv-section-py) 0;
}
.cv-section--white { background: var(--cv-bg-white); }
.cv-section--light { background: var(--cv-bg-light); }
.cv-section--cream { background: var(--cv-bg-cream); }
.cv-section--dark  { background: var(--cv-bg-dark);  }
.cv-section--dark-alt { background: var(--cv-bg-dark-alt); }

/* ─── EYEBROW LABELS ─── */
.cv-eyebrow {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  display: inline-block;
  margin-bottom: 0.75rem;
}
.cv-section--white .cv-eyebrow,
.cv-section--light .cv-eyebrow,
.cv-section--cream .cv-eyebrow {
  color: var(--cv-amber-aa-light);
}
.cv-section--dark .cv-eyebrow,
.cv-section--dark-alt .cv-eyebrow {
  color: var(--cv-amber-aa-dark);
}

/* Dark section text overrides */
.cv-section--dark h1,
.cv-section--dark h2,
.cv-section--dark h3,
.cv-section--dark h4,
.cv-section--dark-alt h1,
.cv-section--dark-alt h2,
.cv-section--dark-alt h3 {
  color: var(--cv-fg-dark-1);
}
.cv-section--dark p,
.cv-section--dark-alt p {
  color: var(--cv-fg-dark-2);
}
.cv-section--dark a,
.cv-section--dark-alt a {
  color: var(--cv-amber-aa-dark);
}

/* ─── BUTTONS ─── */
.cv-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-weight: 600;
  font-size: 0.9375rem;
  padding: 0.75rem 1.625rem;
  border-radius: var(--cv-radius-sm);
  border: 2px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.18s ease;
  white-space: nowrap;
  line-height: 1.3;
}
.cv-btn:hover { text-decoration: none; }

.cv-btn--primary {
  background: var(--cv-amber);
  color: var(--cv-navy);
  border-color: var(--cv-amber);
}
.cv-btn--primary:hover {
  background: var(--cv-amber-aa-light);
  border-color: var(--cv-amber-aa-light);
  color: #fff;
}

.cv-btn--outline-dark {
  background: transparent;
  color: var(--cv-fg-dark-1);
  border-color: rgba(240,244,248,0.4);
}
.cv-btn--outline-dark:hover {
  background: rgba(240,244,248,0.1);
  border-color: var(--cv-fg-dark-1);
  color: var(--cv-fg-dark-1);
}

.cv-btn--outline-light {
  background: transparent;
  color: var(--cv-navy);
  border-color: var(--cv-navy);
}
.cv-btn--outline-light:hover {
  background: var(--cv-navy);
  color: #fff;
}

.cv-btn--ghost-dark {
  background: transparent;
  color: var(--cv-fg-dark-1);
  border-color: transparent;
  padding-left: 0;
  padding-right: 0;
}
.cv-btn--ghost-dark:hover { color: var(--cv-amber-aa-dark); }

.cv-btn--secondary {
  background: var(--cv-navy);
  color: var(--cv-fg-dark-1);
  border-color: var(--cv-navy);
}
.cv-btn--secondary:hover {
  background: var(--cv-navy-alt);
  border-color: var(--cv-navy-alt);
}

.cv-btn--sm {
  font-size: 0.875rem;
  padding: 0.5rem 1.125rem;
}

/* ─── NAV ─── */
.cv-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  height: var(--cv-nav-h);
  display: flex;
  align-items: center;
  transition: background 0.25s ease, box-shadow 0.25s ease;
}

/* dark-top pages: nav starts transparent */
body.cv-page--dark-top .cv-nav {
  background: transparent;
}

/* dark-top body bg ensures nav is visually over dark hero */
body.cv-page--dark-top {
  background: var(--cv-bg-dark);
}

/* light-top pages: nav starts solid navy */
body.cv-page--light-top .cv-nav {
  background: var(--cv-bg-dark);
  box-shadow: 0 1px 0 var(--cv-border-dark);
}

/* scrolled state (both themes → solid navy) */
.cv-nav--scrolled {
  background: var(--cv-bg-dark) !important;
  box-shadow: 0 2px 12px rgba(13,37,69,0.25) !important;
}

.cv-nav__inner {
  max-width: var(--cv-max-w);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 2rem);
  display: flex;
  align-items: center;
  gap: 2rem;
  width: 100%;
  height: 100%;
}

.cv-nav__logo {
  flex-shrink: 0;
  display: flex;
  align-items: center;
}
.cv-nav__logo img {
  height: 32px;
  width: auto;
  max-width: 180px;
}

.cv-nav__links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  margin-left: auto;
}

.cv-nav__link {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--cv-fg-dark-1);
  padding: 0.5rem 0.75rem;
  border-radius: var(--cv-radius-sm);
  text-decoration: none;
  transition: color 0.15s, background 0.15s;
  white-space: nowrap;
}
.cv-nav__link:hover {
  color: var(--cv-amber-aa-dark);
  background: rgba(240,244,248,0.08);
  text-decoration: none;
}

/* Dropdown */
.cv-nav__dropdown {
  position: relative;
}
.cv-nav__dropdown-toggle {
  background: transparent;
  border: none;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--cv-fg-dark-1);
  padding: 0.5rem 0.75rem;
  border-radius: var(--cv-radius-sm);
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 0.35rem;
  transition: color 0.15s, background 0.15s;
  white-space: nowrap;
}
.cv-nav__dropdown-toggle:hover {
  color: var(--cv-amber-aa-dark);
  background: rgba(240,244,248,0.08);
}
.cv-nav__dropdown-toggle svg {
  width: 12px;
  height: 12px;
  transition: transform 0.2s;
}
.cv-nav__dropdown.is-open .cv-nav__dropdown-toggle svg {
  transform: rotate(180deg);
}

.cv-nav__dropdown-menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: var(--cv-bg-dark);
  border: 1px solid var(--cv-border-dark);
  border-radius: var(--cv-radius);
  min-width: 200px;
  padding: 0.5rem 0;
  box-shadow: 0 8px 24px rgba(13,37,69,0.3);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: opacity 0.18s ease, visibility 0.18s ease, transform 0.18s ease;
  z-index: 200;
}
.cv-nav__dropdown.is-open .cv-nav__dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.cv-nav__dropdown-menu a {
  display: block;
  padding: 0.625rem 1rem;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(240,244,248,0.88);
  text-decoration: none;
  transition: background 0.12s, color 0.12s;
}
.cv-nav__dropdown-menu a:hover {
  background: rgba(240,244,248,0.08);
  color: #fff;
  text-decoration: none;
}

.cv-nav__actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-left: 1rem;
  flex-shrink: 0;
}

.cv-nav__signin {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--cv-fg-dark-2);
  text-decoration: none;
  padding: 0.5rem 0.75rem;
  transition: color 0.15s;
}
.cv-nav__signin:hover {
  color: var(--cv-fg-dark-1);
  text-decoration: none;
}

/* Mobile hamburger */
.cv-nav__hamburger {
  display: none;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  flex-direction: column;
  gap: 5px;
  margin-left: auto;
}
.cv-nav__hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--cv-fg-dark-1);
  border-radius: 2px;
  transition: transform 0.25s, opacity 0.25s;
}
.cv-nav__hamburger.is-open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.cv-nav__hamburger.is-open span:nth-child(2) { opacity: 0; }
.cv-nav__hamburger.is-open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

.cv-nav__mobile {
  display: none;
  flex-direction: column;
  background: var(--cv-bg-dark);
  border-top: 1px solid var(--cv-border-dark);
  padding: 1rem 0;
  position: absolute;
  top: var(--cv-nav-h);
  left: 0;
  right: 0;
  z-index: 99;
}
.cv-nav__mobile.is-open { display: flex; }
.cv-nav__mobile a,
.cv-nav__mobile button {
  display: block;
  padding: 0.75rem clamp(1.25rem, 4vw, 2rem);
  color: var(--cv-fg-dark-1);
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1rem;
  font-weight: 500;
  text-decoration: none;
  background: transparent;
  border: none;
  width: 100%;
  text-align: left;
  cursor: pointer;
  transition: background 0.12s;
}
.cv-nav__mobile a:hover,
.cv-nav__mobile button:hover { background: rgba(240,244,248,0.08); text-decoration: none; }
.cv-nav__mobile-sub a {
  padding-left: calc(clamp(1.25rem, 4vw, 2rem) + 1rem);
  font-size: 0.9rem;
  color: var(--cv-fg-dark-2);
}
.cv-nav__mobile-divider {
  height: 1px;
  background: var(--cv-border-dark);
  margin: 0.5rem 0;
}
.cv-nav__mobile-actions {
  padding: 0.75rem clamp(1.25rem, 4vw, 2rem);
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
}

/* ─── HERO (DARK) ─── */
.cv-hero {
  position: relative;
  background: var(--cv-bg-dark);
  overflow: hidden;
  display: flex;
  align-items: center;
  min-height: 600px;
  padding: clamp(5rem, 10vw, 8rem) 0 clamp(4rem, 7vw, 6rem);
}
.cv-hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.cv-hero__bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.42;
}
.cv-hero__bg-gradient {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(13,37,69,0.92) 0%, rgba(13,37,69,0.65) 50%, rgba(13,37,69,0.88) 100%);
}
.cv-hero__inner {
  position: relative;
  z-index: 1;
  max-width: var(--cv-max-w);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 2rem);
  max-width: 820px;
}
.cv-hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(230,168,50,0.15);
  border: 1px solid rgba(230,168,50,0.3);
  color: var(--cv-amber-aa-dark);
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  padding: 0.375rem 0.875rem;
  border-radius: 50px;
  margin-bottom: 1.5rem;
}
.cv-hero h1 {
  color: var(--cv-fg-dark-1);
  margin-bottom: 1.25rem;
  font-weight: 700;
}
.cv-hero__sub {
  font-size: clamp(1rem, 2vw, 1.2rem);
  color: var(--cv-fg-dark-2);
  max-width: 600px;
  margin-bottom: 2.25rem;
  line-height: 1.65;
}
.cv-hero__actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

/* Sub-page hero (light version) */
.cv-subhero {
  background: var(--cv-bg-light);
  padding: clamp(3.5rem, 7vw, 5.5rem) 0;
}
.cv-subhero--cream { background: var(--cv-bg-cream); }
.cv-subhero--dark {
  background: var(--cv-bg-dark);
  position: relative;
  overflow: hidden;
}
.cv-subhero__inner {
  max-width: var(--cv-max-w);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 2rem);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.cv-subhero__inner--centered {
  grid-template-columns: 1fr;
  text-align: center;
  max-width: 760px;
}
.cv-subhero__content {}
.cv-subhero--dark .cv-subhero__content h1 { color: var(--cv-fg-dark-1); }
.cv-subhero--dark .cv-subhero__content p  { color: var(--cv-fg-dark-2); }
.cv-subhero h1 { margin-bottom: 1rem; }
.cv-subhero h1.cv-subhero--light-text { color: var(--cv-fg-dark-1); }
.cv-subhero p { font-size: 1.125rem; color: var(--cv-fg-light-2); margin-bottom: 1.5rem; }
.cv-subhero__img img {
  width: 100%;
  height: auto;
  border-radius: var(--cv-radius);
  box-shadow: var(--cv-shadow-md);
}

/* ─── SECTION HEADERS ─── */
.cv-section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 3.5rem;
}
.cv-section-header h2 { margin-bottom: 1rem; }
.cv-section-header p { font-size: 1.0625rem; }

/* ─── CARDS GRID ─── */
.cv-cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
}
.cv-card {
  background: var(--cv-bg-white);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  padding: 2rem;
  box-shadow: var(--cv-shadow);
  transition: box-shadow 0.2s, transform 0.2s;
}
.cv-card:hover {
  box-shadow: var(--cv-shadow-md);
  transform: translateY(-2px);
}
.cv-section--dark .cv-card,
.cv-section--dark-alt .cv-card {
  background: rgba(255,255,255,0.05);
  border-color: var(--cv-border-dark);
}
.cv-section--light .cv-card,
.cv-section--cream .cv-card {
  background: var(--cv-bg-white);
}

.cv-card__icon {
  width: 48px;
  height: 48px;
  border-radius: var(--cv-radius);
  background: rgba(200,146,26,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  font-size: 1.25rem;
  color: var(--cv-amber-aa-light);
}
.cv-section--dark .cv-card__icon,
.cv-section--dark-alt .cv-card__icon {
  background: rgba(230,168,50,0.15);
  color: var(--cv-amber-aa-dark);
}

.cv-card__title {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 0.625rem;
  color: var(--cv-fg-light-1);
}
.cv-section--dark .cv-card__title,
.cv-section--dark-alt .cv-card__title {
  color: var(--cv-fg-dark-1);
}

.cv-card__body { font-size: 0.9375rem; color: var(--cv-fg-light-2); line-height: 1.6; }
.cv-section--dark .cv-card__body,
.cv-section--dark-alt .cv-card__body {
  color: var(--cv-fg-dark-2);
}

/* ─── INDEX: PROBLEM SECTION ─── */
.cv-problem__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.cv-problem__stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}
.cv-stat {
  background: var(--cv-bg-light);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  padding: 1.5rem;
}
.cv-stat__number {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 700;
  color: var(--cv-navy);
  display: block;
  line-height: 1.1;
  margin-bottom: 0.375rem;
}
.cv-stat__label { font-size: 0.875rem; color: var(--cv-fg-light-2); }
.cv-section--dark .cv-stat {
  background: rgba(255,255,255,0.06);
  border-color: var(--cv-border-dark);
}
.cv-section--dark .cv-stat__number { color: var(--cv-amber-aa-dark); }
.cv-section--dark .cv-stat__label  { color: var(--cv-fg-dark-2); }

.cv-problem__narrative { padding-left: 0; }
.cv-problem__narrative h2 { margin-bottom: 1.25rem; }
.cv-problem__narrative p { margin-bottom: 1rem; }

/* ─── INDEX: SOLUTION ─── */
.cv-solution__layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.cv-solution__diagram {
  display: flex;
  justify-content: center;
}
.cv-solution__diagram svg {
  max-width: 100%;
  height: auto;
}
.cv-solution__layers { display: flex; flex-direction: column; gap: 1.25rem; }
.cv-layer {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1.25rem;
  background: var(--cv-bg-white);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  box-shadow: var(--cv-shadow);
}
.cv-layer__icon {
  width: 40px;
  height: 40px;
  border-radius: var(--cv-radius-sm);
  background: rgba(200,146,26,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.125rem;
  color: var(--cv-amber-aa-light);
  flex-shrink: 0;
}
.cv-layer__content h4 {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.25rem;
}
.cv-layer__content p { font-size: 0.9rem; color: var(--cv-fg-light-2); margin: 0; }

/* ─── INDEX: HOW IT WORKS ─── */
.cv-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  position: relative;
}
.cv-steps::before {
  content: '';
  position: absolute;
  top: 28px;
  left: calc(33.333% - 0.5rem);
  width: calc(33.333% + 1rem);
  height: 2px;
  background: linear-gradient(90deg, var(--cv-border-light) 0%, var(--cv-amber) 50%, var(--cv-border-light) 100%);
}
.cv-step {
  text-align: center;
  padding: 2rem 1.5rem;
}
.cv-step__num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--cv-navy);
  color: #fff;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1.25rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
}
.cv-section--cream .cv-step__num { background: var(--cv-navy); }
.cv-step__icon {
  font-size: 1.5rem;
  color: var(--cv-amber-aa-light);
  margin-bottom: 0.75rem;
}
.cv-step h3 {
  font-size: 1.1rem;
  margin-bottom: 0.625rem;
  color: var(--cv-fg-light-1);
}
.cv-step p { font-size: 0.9375rem; color: var(--cv-fg-light-2); }

/* ─── LENDER TYPE CARDS ─── */
.cv-lender-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.cv-lender-card {
  background: var(--cv-bg-white);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  padding: 2rem;
  box-shadow: var(--cv-shadow);
  transition: box-shadow 0.2s, transform 0.2s;
  display: flex;
  flex-direction: column;
}
.cv-lender-card:hover { box-shadow: var(--cv-shadow-md); transform: translateY(-2px); }
.cv-lender-card__icon {
  font-size: 1.75rem;
  color: var(--cv-teal-light);
  margin-bottom: 1rem;
}
.cv-lender-card h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.625rem;
}
.cv-lender-card p { font-size: 0.9375rem; color: var(--cv-fg-light-2); flex: 1; margin-bottom: 1.25rem; }
.cv-lender-card__link {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--cv-amber-aa-light);
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  text-decoration: none;
}
.cv-lender-card__link:hover { color: var(--cv-navy); text-decoration: none; }

/* ─── TESTIMONIALS ─── */
.cv-testimonials {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
}
.cv-testimonial {
  background: rgba(255,255,255,0.05);
  border: 1px solid var(--cv-border-dark);
  border-radius: var(--cv-radius);
  padding: 2rem;
  position: relative;
}
.cv-testimonial__quote-mark {
  font-size: 3.5rem;
  line-height: 1;
  color: var(--cv-amber);
  font-family: Georgia, serif;
  position: absolute;
  top: 1rem;
  left: 1.5rem;
  opacity: 0.5;
}
.cv-testimonial__text {
  font-size: 1.0625rem;
  color: var(--cv-fg-dark-1);
  line-height: 1.65;
  margin-bottom: 1.5rem;
  padding-top: 1.25rem;
}
.cv-testimonial__author {
  display: flex;
  align-items: center;
  gap: 0.875rem;
}
.cv-testimonial__avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(230,168,50,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-weight: 700;
  color: var(--cv-amber-aa-dark);
  font-size: 0.9rem;
  flex-shrink: 0;
}
.cv-testimonial__name {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--cv-fg-dark-1);
  display: block;
}
.cv-testimonial__role {
  font-size: 0.8125rem;
  color: var(--cv-fg-dark-2);
  display: block;
}

/* Single testimonial (use-case pages) */
.cv-testimonial-single {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
}
.cv-testimonial-single .cv-testimonial {
  background: var(--cv-bg-white);
  border-color: var(--cv-border-light);
}
.cv-testimonial-single .cv-testimonial__text { color: var(--cv-fg-light-1); }
.cv-testimonial-single .cv-testimonial__name { color: var(--cv-fg-light-1); }
.cv-testimonial-single .cv-testimonial__role { color: var(--cv-fg-light-2); }
.cv-testimonial-single .cv-testimonial__author { justify-content: center; }

/* ─── CTA SECTION ─── */
.cv-cta-section {
  text-align: center;
  padding: var(--cv-section-py) 0;
}
.cv-cta-section h2 { margin-bottom: 1rem; }
.cv-cta-section p  { margin-bottom: 2rem; max-width: 560px; margin-left: auto; margin-right: auto; }
.cv-cta-section__actions { display: flex; justify-content: center; gap: 1rem; flex-wrap: wrap; }

/* ─── PLATFORM PAGE ─── */
.cv-platform-tabs {
  display: flex;
  gap: 0;
  border-bottom: 2px solid var(--cv-border-light);
  margin-bottom: 2.5rem;
  overflow-x: auto;
}
.cv-platform-tab {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--cv-fg-light-2);
  padding: 0.875rem 1.5rem;
  background: transparent;
  border: none;
  border-bottom: 3px solid transparent;
  margin-bottom: -2px;
  cursor: pointer;
  transition: color 0.15s, border-color 0.15s;
  white-space: nowrap;
}
.cv-platform-tab.is-active,
.cv-platform-tab:hover {
  color: var(--cv-navy);
  border-bottom-color: var(--cv-amber);
}
.cv-platform-panel { display: none; }
.cv-platform-panel.is-active { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; }

.cv-platform-panel__text h3 { margin-bottom: 1rem; }
.cv-platform-panel__text p  { margin-bottom: 1rem; }
.cv-platform-panel__text ul { margin-top: 1rem; display: flex; flex-direction: column; gap: 0.5rem; }
.cv-platform-panel__text li {
  display: flex;
  gap: 0.625rem;
  align-items: flex-start;
  font-size: 0.9375rem;
  color: var(--cv-fg-light-2);
}
.cv-platform-panel__text li::before {
  content: '';
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--cv-amber);
  margin-top: 0.5rem;
  flex-shrink: 0;
}

/* ─── API MOCK (TERMINAL) ─── */
.cv-term {
  background: #0F1923;
  border-radius: var(--cv-radius);
  overflow: hidden;
  box-shadow: var(--cv-shadow-md);
  font-family: 'JetBrains Mono', 'Fira Code', Consolas, monospace;
  font-size: 0.8125rem;
  line-height: 1.5;
}
.cv-term__chrome {
  background: #1C2B3A;
  padding: 0.75rem 1rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.cv-term__dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
}
.cv-term__dot--red    { background: #FF5F57; }
.cv-term__dot--yellow { background: #FEBC2E; }
.cv-term__dot--green  { background: #28C840; }
.cv-term__title {
  margin-left: 0.5rem;
  font-size: 0.75rem;
  color: #7A8D9F;
  font-family: 'Inter', system-ui, sans-serif;
}
.cv-term__body {
  padding: 1.25rem 1.5rem;
  white-space: normal;
  overflow-x: auto;
}
.cv-term__body code {
  display: block;
  color: #D4E4F7;
  white-space: pre;
  line-height: 1.55;
}
.cv-tt-prompt { color: #7A8D9F; }
.cv-tt-cmd    { color: #E6A832; }
.cv-tt-key    { color: #2EB89E; }
.cv-tt-str    { color: #98C379; }
.cv-tt-num    { color: #D19A66; }
.cv-tt-bool   { color: #E06C75; }
.cv-tt-comment { color: #5C6C7C; }
.cv-tt-method { color: #61AFEF; }
.cv-tt-url    { color: #C678DD; }

/* ─── PRICING ─── */
.cv-pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  align-items: start;
}
.cv-pricing-card {
  background: var(--cv-bg-white);
  border: 2px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  padding: 2rem;
  position: relative;
  transition: box-shadow 0.2s, transform 0.2s;
}
.cv-pricing-card:hover { box-shadow: var(--cv-shadow-md); }
.cv-pricing-card--featured {
  border-color: var(--cv-amber);
  box-shadow: 0 0 0 4px rgba(200,146,26,0.1), var(--cv-shadow-md);
  transform: translateY(-4px);
}
.cv-pricing-card__badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--cv-amber);
  color: var(--cv-navy);
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 0.25rem 0.875rem;
  border-radius: 50px;
  white-space: nowrap;
}
.cv-pricing-card__tier {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.375rem;
}
.cv-pricing-card__target {
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  margin-bottom: 1.5rem;
  line-height: 1.5;
}
.cv-pricing-card__price {
  margin-bottom: 1.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--cv-border-light);
}
.cv-pricing-card__amount {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 700;
  color: var(--cv-navy);
  line-height: 1;
}
.cv-pricing-card__period {
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  display: block;
  margin-top: 0.25rem;
}
.cv-pricing-card__min {
  font-size: 0.8125rem;
  color: var(--cv-fg-light-2);
  margin-top: 0.375rem;
  display: block;
}
.cv-pricing-card__features {
  list-style: none;
  margin-bottom: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}
.cv-pricing-card__features li {
  font-size: 0.9rem;
  color: var(--cv-fg-light-2);
  display: flex;
  gap: 0.625rem;
  align-items: flex-start;
  line-height: 1.4;
}
.cv-pricing-card__features li::before {
  content: '\2713';
  color: var(--cv-teal-light);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 0.05rem;
}

/* ─── FAQ ─── */
.cv-faq {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.cv-faq__item {
  border-bottom: 1px solid var(--cv-border-light);
}
.cv-section--cream .cv-faq__item { border-color: #E8E0D5; }
.cv-faq__question {
  width: 100%;
  background: transparent;
  border: none;
  padding: 1.25rem 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1rem;
  font-weight: 600;
  color: var(--cv-fg-light-1);
  text-align: left;
  gap: 1rem;
  transition: color 0.15s;
}
.cv-faq__question:hover { color: var(--cv-amber-aa-light); }
.cv-faq__icon {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  border: 2px solid currentColor;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform 0.2s;
}
.cv-faq__icon::after {
  content: '+';
  font-size: 0.9rem;
  font-weight: 700;
  line-height: 1;
}
.cv-faq__item.is-open .cv-faq__icon { transform: rotate(45deg); }
.cv-faq__answer {
  display: none;
  padding-bottom: 1.25rem;
}
.cv-faq__answer p { font-size: 0.9375rem; color: var(--cv-fg-light-2); line-height: 1.65; }
.cv-faq__item.is-open .cv-faq__answer { display: block; }

/* ─── ABOUT PAGE ─── */
.cv-mission-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.cv-mission__text h2 { margin-bottom: 1.25rem; }
.cv-mission__text p { margin-bottom: 1rem; }
.cv-mission__img img {
  width: 100%;
  height: auto;
  border-radius: var(--cv-radius);
  box-shadow: var(--cv-shadow-md);
}
.cv-team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}
.cv-team-member {
  text-align: center;
}
.cv-team-member__photo {
  width: 100%;
  aspect-ratio: 1/1;
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 1rem;
  background: var(--cv-bg-light);
}
.cv-team-member__photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.cv-team-member__name {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.2rem;
}
.cv-team-member__title {
  font-size: 0.875rem;
  color: var(--cv-amber-aa-light);
  font-weight: 600;
  margin-bottom: 0.5rem;
  display: block;
}
.cv-team-member__bio {
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  line-height: 1.55;
}

.cv-values-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}
.cv-value {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
}
.cv-value__icon {
  width: 48px;
  height: 48px;
  border-radius: var(--cv-radius);
  background: rgba(200,146,26,0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: var(--cv-amber-aa-light);
  flex-shrink: 0;
}
.cv-value__content h4 {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-weight: 700;
  font-size: 1rem;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.375rem;
}
.cv-value__content p { font-size: 0.9rem; color: var(--cv-fg-light-2); margin: 0; }

/* ─── CONTACT PAGE ─── */
.cv-contact-layout {
  display: grid;
  grid-template-columns: 3fr 2fr;
  gap: 3rem;
  align-items: start;
}
.cv-contact-form-panel {
  background: var(--cv-bg-white);
  border-radius: var(--cv-radius);
  padding: 2.5rem;
  box-shadow: var(--cv-shadow-md);
}
.cv-contact-form-panel h2 { margin-bottom: 0.5rem; }
.cv-contact-form-panel > p { margin-bottom: 1.75rem; }
.cv-form-group {
  margin-bottom: 1.25rem;
}
.cv-form-group label {
  display: block;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.375rem;
}
.cv-form-input,
.cv-form-select {
  display: block;
  width: 100%;
  padding: 0.75rem 1rem;
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 0.9375rem;
  color: var(--cv-fg-light-1);
  background: var(--cv-bg-white);
  border: 1.5px solid var(--cv-border-light);
  border-radius: var(--cv-radius-sm);
  transition: border-color 0.15s, box-shadow 0.15s;
  max-width: 100%;
}
.cv-form-input:focus,
.cv-form-select:focus {
  outline: none;
  border-color: var(--cv-navy);
  box-shadow: 0 0 0 3px rgba(13,37,69,0.1);
}
.cv-form-textarea {
  display: block;
  width: 100%;
  padding: 0.75rem 1rem;
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 0.9375rem;
  color: var(--cv-fg-light-1);
  background: var(--cv-bg-white);
  border: 1.5px solid var(--cv-border-light);
  border-radius: var(--cv-radius-sm);
  transition: border-color 0.15s, box-shadow 0.15s;
  min-height: 120px;
  resize: vertical;
  max-width: 100%;
}
.cv-form-textarea:focus {
  outline: none;
  border-color: var(--cv-navy);
  box-shadow: 0 0 0 3px rgba(13,37,69,0.1);
}
.cv-form-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%234A5568' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 2.5rem;
}
.cv-form-select option { background: #fff; color: var(--cv-fg-light-1); }
.cv-contact-info-panel h3 {
  font-size: 1.1rem;
  color: var(--cv-fg-light-1);
  margin-bottom: 1.5rem;
}
.cv-contact-info-panel .cv-contact-item {
  display: flex;
  gap: 0.875rem;
  align-items: flex-start;
  margin-bottom: 1.25rem;
}
.cv-contact-item__icon {
  width: 36px;
  height: 36px;
  border-radius: var(--cv-radius-sm);
  background: rgba(200,146,26,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cv-amber-aa-light);
  font-size: 0.875rem;
  flex-shrink: 0;
}
.cv-contact-item__label {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--cv-fg-light-2);
  display: block;
  margin-bottom: 0.125rem;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
}
.cv-contact-item__value {
  font-size: 0.9375rem;
  color: var(--cv-fg-light-1);
}
.cv-contact-item__value a { color: var(--cv-amber-aa-light); }

/* ─── SECURITY PAGE ─── */
.cv-security-controls {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}
.cv-security-card {
  background: var(--cv-bg-white);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  padding: 1.75rem;
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  box-shadow: var(--cv-shadow);
}
.cv-security-card__icon {
  width: 48px;
  height: 48px;
  border-radius: var(--cv-radius);
  background: rgba(26,122,110,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: var(--cv-teal-light);
  flex-shrink: 0;
}
.cv-security-card h3 { font-size: 1rem; font-weight: 700; color: var(--cv-fg-light-1); margin-bottom: 0.375rem; }
.cv-security-card p  { font-size: 0.9rem; color: var(--cv-fg-light-2); margin: 0; }

.cv-compliance-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-top: 2.5rem;
}
.cv-compliance-item {
  padding: 1.5rem;
  background: var(--cv-bg-white);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  border-left: 4px solid var(--cv-teal-light);
}
.cv-compliance-item h4 {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.5rem;
}
.cv-compliance-item p { font-size: 0.9rem; color: var(--cv-fg-light-2); margin: 0; }

/* ─── LENDER USE-CASE PAGES ─── */
.cv-lender-body-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.cv-feature-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.cv-feature-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1rem 1.25rem;
  background: var(--cv-bg-white);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  box-shadow: var(--cv-shadow);
}
.cv-feature-item__icon {
  width: 36px;
  height: 36px;
  border-radius: var(--cv-radius-sm);
  background: rgba(26,122,110,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cv-teal-light);
  font-size: 0.9rem;
  flex-shrink: 0;
}
.cv-feature-item h4 { font-family: 'Plus Jakarta Sans', system-ui, sans-serif; font-size: 0.9375rem; font-weight: 700; color: var(--cv-fg-light-1); margin-bottom: 0.25rem; }
.cv-feature-item p  { font-size: 0.875rem; color: var(--cv-fg-light-2); margin: 0; }

/* ─── CONTACT FORM ─── */
.cv-contact-form { display: flex; flex-direction: column; }

/* ─── BLOG ─── */
.cv-blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 2rem;
}
.cv-blog-card {
  background: var(--cv-bg-white);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  overflow: hidden;
  box-shadow: var(--cv-shadow);
  transition: box-shadow 0.2s, transform 0.2s;
  display: flex;
  flex-direction: column;
  text-decoration: none;
}
.cv-blog-card:hover { box-shadow: var(--cv-shadow-md); transform: translateY(-2px); text-decoration: none; }
.cv-blog-card__img {
  width: 100%;
  aspect-ratio: 16/9;
  object-fit: cover;
  display: block;
}
.cv-blog-card__body { padding: 1.5rem; flex: 1; display: flex; flex-direction: column; }
.cv-blog-card__tags { display: flex; gap: 0.5rem; flex-wrap: wrap; margin-bottom: 0.875rem; }
.cv-blog-card__tag {
  font-size: 0.75rem;
  font-weight: 600;
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  padding: 0.2rem 0.625rem;
  border-radius: 50px;
  background: rgba(200,146,26,0.1);
  color: var(--cv-amber-aa-light);
  letter-spacing: 0.03em;
}
.cv-blog-card__title {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1.0625rem;
  font-weight: 700;
  color: var(--cv-fg-light-1);
  line-height: 1.35;
  margin-bottom: 0.625rem;
  flex: 1;
}
.cv-blog-card__desc { font-size: 0.875rem; color: var(--cv-fg-light-2); line-height: 1.55; margin-bottom: 1rem; }
.cv-blog-card__meta {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  font-size: 0.8125rem;
  color: var(--cv-fg-light-2);
  margin-top: auto;
}
.cv-blog-card__meta-sep { color: var(--cv-border-light); }
.cv-blog-card__author {
  font-weight: 500;
  color: var(--cv-fg-light-2);
}
.cv-blog-card__excerpt {
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  line-height: 1.55;
  margin-bottom: 1rem;
}
.cv-blog-card__img-link {
  display: block;
  overflow: hidden;
  border-radius: 0;
  line-height: 0;
  text-decoration: none;
}

/* Blog article page — see full declarations in the BLOG ARTICLE PAGE LAYOUT section below */
.cv-blog-cta {
  background: var(--cv-bg-light);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius);
  padding: 2rem;
  margin: 3rem 0;
  text-align: center;
}
.cv-blog-cta h3 { margin-bottom: 0.75rem; }
.cv-blog-cta p  { margin-bottom: 1.25rem; }

/* ─── AUTH PAGES ─── */
.cv-auth-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 100vh;
}
.cv-auth-brand-panel {
  background: var(--cv-bg-dark);
  padding: clamp(2rem, 5vw, 4rem) clamp(2rem, 5vw, 4rem);
  display: flex;
  flex-direction: column;
  justify-content: center;
  position: relative;
  overflow: hidden;
}
.cv-auth-brand-panel::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 30% 70%, rgba(200,146,26,0.12) 0%, transparent 60%),
              radial-gradient(circle at 70% 20%, rgba(26,122,110,0.1) 0%, transparent 55%);
}
.cv-auth-brand-panel__inner { position: relative; z-index: 1; }
.cv-auth-brand-panel__logo { margin-bottom: 2.5rem; }
.cv-auth-brand-panel__logo img { height: 36px; width: auto; }
.cv-auth-brand-panel h2 {
  color: var(--cv-fg-dark-1);
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  margin-bottom: 1rem;
}
.cv-auth-brand-panel p {
  color: var(--cv-fg-dark-2);
  font-size: 1rem;
  line-height: 1.65;
  margin-bottom: 0;
}
.cv-auth-brand-panel__tagline {
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid var(--cv-border-dark);
}
.cv-auth-brand-panel__tagline p {
  font-size: 0.9rem;
  color: var(--cv-amber-aa-dark);
  font-style: italic;
}

.cv-auth-form-panel {
  background: var(--cv-bg-white);
  padding: clamp(2rem, 5vw, 4rem) clamp(2rem, 5vw, 4rem);
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.cv-auth-form-panel__inner { max-width: 400px; margin: 0 auto; width: 100%; }
.cv-auth-form-panel h1 {
  font-size: 1.75rem;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.375rem;
}
.cv-auth-form-panel > .cv-auth-form-panel__inner > p {
  font-size: 0.9375rem;
  color: var(--cv-fg-light-2);
  margin-bottom: 2rem;
}
.cv-auth-form { display: flex; flex-direction: column; gap: 0; }
.cv-auth-form .cv-form-group { margin-bottom: 1rem; }
.cv-auth-form-footer {
  margin-top: 1.5rem;
  text-align: center;
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
}
.cv-auth-form-footer a { color: var(--cv-amber-aa-light); }
.cv-auth-links {
  margin-top: 0.75rem;
  display: flex;
  justify-content: space-between;
  font-size: 0.8125rem;
}
.cv-auth-links a { color: var(--cv-amber-aa-light); }

/* ─── LEGAL PAGES ─── */
.cv-legal-wrapper {
  max-width: 760px;
  margin: 0 auto;
  padding: 3rem clamp(1.25rem, 4vw, 2rem) 5rem;
}
.cv-legal-content .legal-header { margin-bottom: 2.5rem; padding-bottom: 1.5rem; border-bottom: 2px solid var(--cv-border-light); }
.cv-legal-content .legal-header h1 { color: var(--cv-fg-light-1); font-size: clamp(1.75rem, 3vw, 2.4rem); margin-bottom: 0.5rem; }
.cv-legal-content .legal-meta { font-size: 0.875rem; color: var(--cv-fg-light-2); }
.cv-legal-content section { margin-bottom: 2.5rem; }
.cv-legal-content h2 { color: var(--cv-fg-light-1); font-size: 1.2rem; margin-bottom: 1rem; padding-top: 0.5rem; }
.cv-legal-content h3 { color: var(--cv-fg-light-1); font-size: 1rem; margin-bottom: 0.625rem; margin-top: 1.25rem; }
.cv-legal-content p { color: var(--cv-fg-light-2); font-size: 0.9375rem; margin-bottom: 0.875rem; line-height: 1.7; }
.cv-legal-content ul { padding-left: 1.5rem; list-style: disc; margin-bottom: 0.875rem; }
.cv-legal-content ul li { color: var(--cv-fg-light-2); font-size: 0.9375rem; margin-bottom: 0.4rem; line-height: 1.6; }
.cv-legal-content a { color: var(--cv-amber-aa-light); }
.cv-legal-content address { font-style: normal; font-size: 0.9375rem; color: var(--cv-fg-light-2); line-height: 1.8; }
.cv-legal-content .legal-table { width: 100%; border-collapse: collapse; margin-bottom: 1rem; font-size: 0.875rem; }
.cv-legal-content .legal-table th { background: var(--cv-bg-light); color: var(--cv-fg-light-1); font-weight: 700; padding: 0.625rem 0.875rem; border: 1px solid var(--cv-border-light); text-align: left; }
.cv-legal-content .legal-table td { padding: 0.5rem 0.875rem; border: 1px solid var(--cv-border-light); color: var(--cv-fg-light-2); }

/* ─── FOOTER ─── */
.cv-footer {
  background: var(--cv-bg-dark);
  padding: 4rem 0 2rem;
  color: var(--cv-fg-dark-2);
}
.cv-footer__inner {
  max-width: var(--cv-max-w);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 2rem);
}
.cv-footer__top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 2.5rem;
  padding-bottom: 2.5rem;
  border-bottom: 1px solid var(--cv-border-dark);
  margin-bottom: 2rem;
}
.cv-footer__brand {}
.cv-footer__logo { margin-bottom: 1rem; }
.cv-footer__logo img { height: 28px; width: auto; }
.cv-footer__tagline {
  font-size: 0.9rem;
  color: var(--cv-fg-dark-2);
  line-height: 1.6;
  margin-bottom: 1.25rem;
  max-width: 260px;
}
.cv-footer__social { display: flex; gap: 0.75rem; }
.cv-footer__social a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid var(--cv-border-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cv-fg-dark-2);
  text-decoration: none;
  font-size: 0.875rem;
  transition: border-color 0.15s, color 0.15s;
}
.cv-footer__social a:hover { border-color: var(--cv-amber-aa-dark); color: var(--cv-amber-aa-dark); }
.cv-footer__col-label {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--cv-fg-dark-1);
  margin-bottom: 1rem;
}
.cv-footer__col-links { display: flex; flex-direction: column; gap: 0.5rem; }
.cv-footer__col-links a {
  font-size: 0.9rem;
  color: var(--cv-fg-dark-2);
  text-decoration: none;
  transition: color 0.15s;
}
.cv-footer__col-links a:hover { color: var(--cv-fg-dark-1); text-decoration: none; }

.cv-footer__bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.8125rem;
  color: var(--cv-fg-dark-2);
}
.cv-footer__bottom-links { display: flex; gap: 1.5rem; }
.cv-footer__bottom-links a { color: var(--cv-fg-dark-2); text-decoration: none; transition: color 0.15s; }
.cv-footer__bottom-links a:hover { color: var(--cv-fg-dark-1); }
.cv-footer__bottom button {
  background: transparent;
  border: none;
  color: var(--cv-fg-dark-2);
  font-size: 0.8125rem;
  font-family: 'Inter', system-ui, sans-serif;
  cursor: pointer;
  padding: 0;
  transition: color 0.15s;
}
.cv-footer__bottom button:hover { color: var(--cv-fg-dark-1); }

/* ─── COOKIE BANNER ─── */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--cv-bg-dark);
  border-top: 1px solid var(--cv-border-dark);
  z-index: 999;
  padding: 1rem 0;
}
.cookie-banner__inner {
  max-width: var(--cv-max-w);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 2rem);
  display: flex;
  align-items: center;
  gap: 1.5rem;
  flex-wrap: wrap;
}
.cookie-banner__text { font-size: 0.875rem; color: var(--cv-fg-dark-2); flex: 1; min-width: 200px; }
.cookie-banner__text a { color: var(--cv-amber-aa-dark); }
.cookie-banner__actions { flex-shrink: 0; }
.cookie-banner__btn {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.875rem;
  font-weight: 600;
  cursor: pointer;
  border-radius: var(--cv-radius-sm);
  padding: 0.5rem 1.25rem;
  transition: background 0.15s;
  border: none;
}
.cookie-banner__btn--primary {
  background: var(--cv-amber);
  color: var(--cv-navy);
}
.cookie-banner__btn--primary:hover { background: var(--cv-amber-aa-dark); }
body.cookie-visible { padding-bottom: 72px; }

/* ─── FADE-IN ANIMATION ─── */
.fade-in {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.5s ease, transform 0.5s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ─── FEATURE GRID (3-col) ─── */
.cv-features-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

/* ─── PLATFORM INTEGRATION ─── */
.cv-integration-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.cv-integration-logos {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.5rem;
}
.cv-integration-badge {
  padding: 0.5rem 1rem;
  background: var(--cv-bg-white);
  border: 1px solid var(--cv-border-light);
  border-radius: var(--cv-radius-sm);
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--cv-fg-light-1);
  box-shadow: var(--cv-shadow);
}

/* ─── SECURITY DATA FLOW ─── */
.cv-platform-security-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.cv-security-mini {
  background: rgba(255,255,255,0.05);
  border: 1px solid var(--cv-border-dark);
  border-radius: var(--cv-radius);
  padding: 1.5rem;
  text-align: center;
}
.cv-security-mini__icon {
  font-size: 1.75rem;
  color: var(--cv-teal-dark);
  margin-bottom: 0.875rem;
}
.cv-security-mini h4 {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--cv-fg-dark-1);
  margin-bottom: 0.375rem;
}
.cv-security-mini p { font-size: 0.875rem; color: var(--cv-fg-dark-2); margin: 0; }

/* ─── PROBLEM BULLETS ─── */
.cv-problem-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-top: 1.5rem;
}
.cv-problem-item {
  display: flex;
  gap: 0.875rem;
  align-items: flex-start;
  padding: 1rem 1.25rem;
  background: var(--cv-bg-light);
  border-radius: var(--cv-radius);
  border-left: 3px solid var(--cv-amber);
}
.cv-problem-item__icon { color: var(--cv-amber-aa-light); font-size: 1rem; flex-shrink: 0; margin-top: 0.1rem; }
.cv-problem-item__text h4 { font-family: 'Plus Jakarta Sans', system-ui, sans-serif; font-size: 0.9375rem; font-weight: 700; color: var(--cv-fg-light-1); margin-bottom: 0.2rem; }
.cv-problem-item__text p  { font-size: 0.875rem; color: var(--cv-fg-light-2); margin: 0; }

/* ─── LENDER USE-CASE HERO (bg-image + overlay pattern) ─── */
.cv-hero__bg-img {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.cv-hero__bg-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.cv-hero__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(13,37,69,0.92) 0%, rgba(13,37,69,0.72) 50%, rgba(13,37,69,0.85) 100%);
}
.cv-hero__content {
  position: relative;
  z-index: 1;
  max-width: var(--cv-max-w);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 2rem);
}
.cv-hero__text { max-width: 780px; }
.cv-hero__lede {
  font-size: clamp(1rem, 2vw, 1.15rem);
  color: var(--cv-fg-dark-2);
  max-width: 640px;
  margin-bottom: 2.25rem;
  line-height: 1.65;
}

/* ─── USE-CASE FEATURE NUMBERED ITEMS ─── */
.cv-use-case-feature {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  margin-bottom: 1.75rem;
}
.cv-use-case-feature:last-child { margin-bottom: 0; }
.cv-use-case-feature__num {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--cv-amber);
  min-width: 2.5rem;
  line-height: 1.2;
}
.cv-use-case-feature h4 {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.375rem;
}
.cv-use-case-feature p { font-size: 0.9375rem; color: var(--cv-fg-light-2); margin: 0; line-height: 1.6; }

/* ─── PROOF STATS (use-case pages) ─── */
.cv-use-case-proof {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  background: var(--cv-bg-cream);
  border-radius: var(--cv-radius);
  padding: 2rem;
  border: 1px solid var(--cv-border-light);
}
.cv-proof-stat {
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--cv-border-light);
}
.cv-proof-stat:last-child {
  padding-bottom: 0;
  border-bottom: none;
}
.cv-proof-stat__value {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: clamp(1.75rem, 3vw, 2.2rem);
  font-weight: 700;
  color: var(--cv-navy);
  line-height: 1.1;
  margin-bottom: 0.375rem;
}
.cv-proof-stat__label {
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  line-height: 1.5;
}

/* ─── TESTIMONIAL BLOCK (dark section, full-width quote) ─── */
.cv-testimonial-block {
  max-width: 860px;
  margin: 0 auto;
  text-align: center;
  padding: 1rem 0;
}
.cv-testimonial-block blockquote { margin: 0; }
.cv-testimonial-block blockquote p {
  font-size: clamp(1.1rem, 2vw, 1.375rem);
  font-style: italic;
  color: var(--cv-fg-dark-1);
  line-height: 1.65;
  margin-bottom: 1.5rem;
  position: relative;
}
.cv-testimonial-block blockquote p::before {
  content: '\201C';
  font-size: 4rem;
  color: var(--cv-amber);
  font-family: Georgia, serif;
  line-height: 0;
  position: relative;
  top: 0.5rem;
  margin-right: 0.25rem;
  opacity: 0.7;
}
.cv-testimonial-block cite {
  font-style: normal;
  font-size: 0.9rem;
  color: var(--cv-fg-dark-2);
}

/* ─── AUTH LAYOUT (aside + main split) ─── */
.cv-auth-aside {
  background: var(--cv-bg-dark);
  padding: clamp(2.5rem, 6vw, 4.5rem) clamp(2rem, 5vw, 3.5rem);
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  position: relative;
  overflow: hidden;
}
.cv-auth-aside::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 25% 75%, rgba(200,146,26,0.12) 0%, transparent 55%),
              radial-gradient(circle at 75% 20%, rgba(26,122,110,0.1) 0%, transparent 50%);
  pointer-events: none;
}
.cv-auth-aside__logo {
  display: inline-flex;
  margin-bottom: 2.5rem;
  position: relative;
  z-index: 1;
  flex-shrink: 0;
}
.cv-auth-aside__logo img { height: 34px; width: auto; }
.cv-auth-aside__content {
  position: relative;
  z-index: 1;
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.cv-auth-aside__content h2 {
  color: var(--cv-fg-dark-1);
  font-size: clamp(1.4rem, 2.5vw, 1.9rem);
  margin-bottom: 1rem;
}
.cv-auth-aside__content p {
  color: var(--cv-fg-dark-2);
  font-size: 0.9375rem;
  line-height: 1.7;
  margin-bottom: 0;
}
.cv-auth-aside__stats {
  display: flex;
  gap: 1.5rem;
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid var(--cv-border-dark);
}
.cv-auth-aside__stat { flex: 1; }
.cv-auth-aside__stat-value {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--cv-amber-aa-dark);
  line-height: 1.1;
  margin-bottom: 0.25rem;
}
.cv-auth-aside__stat-label {
  font-size: 0.8125rem;
  color: var(--cv-fg-dark-2);
  line-height: 1.4;
}
.cv-auth-aside__checklist {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-top: 1.75rem;
}
.cv-auth-aside__checklist li {
  display: flex;
  gap: 0.75rem;
  align-items: center;
  font-size: 0.9375rem;
  color: var(--cv-fg-dark-2);
}
.cv-auth-aside__checklist li i {
  color: var(--cv-teal-dark);
  flex-shrink: 0;
}
.cv-auth-aside__footer-note {
  position: relative;
  z-index: 1;
  font-size: 0.8125rem;
  color: var(--cv-fg-dark-2);
  margin-top: 2rem;
  flex-shrink: 0;
}
.cv-auth-aside__footer-note a { color: var(--cv-fg-dark-2); text-decoration: underline; transition: color 0.15s; }
.cv-auth-aside__footer-note a:hover { color: var(--cv-fg-dark-1); }

.cv-auth-main {
  background: var(--cv-bg-white);
  padding: clamp(2.5rem, 6vw, 4.5rem) clamp(2rem, 5vw, 3.5rem);
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  min-height: 100vh;
}
.cv-auth-form-container {
  width: 100%;
  max-width: 480px;
}
.cv-auth-form-container__back {
  margin-bottom: 1.5rem;
}
.cv-auth-form-container__back a {
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  text-decoration: none;
  transition: color 0.15s;
}
.cv-auth-form-container__back a:hover { color: var(--cv-fg-light-1); }
.cv-auth-form-container__title {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.375rem;
  line-height: 1.25;
}
.cv-auth-form-container__sub {
  font-size: 0.9375rem;
  color: var(--cv-fg-light-2);
  margin-bottom: 2rem;
}
.cv-auth-form-container__sub a { color: var(--cv-amber-aa-light); }

.cv-auth-form__submit {
  width: 100%;
  justify-content: center;
  margin-top: 0.5rem;
}

.cv-auth-divider {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin: 1.5rem 0;
  color: var(--cv-fg-light-2);
  font-size: 0.8125rem;
}
.cv-auth-divider::before,
.cv-auth-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--cv-border-light);
}

.cv-form-group__helper-link {
  float: right;
  font-size: 0.8125rem;
  font-weight: 400;
  color: var(--cv-fg-light-2);
  text-decoration: none;
}
.cv-form-group__helper-link:hover { color: var(--cv-amber-aa-light); }

/* ─── LEGAL PAGES (main/container) ─── */
.cv-legal-main {
  background: var(--cv-bg-white);
  padding: 3.5rem 0 5rem;
}
.cv-legal-container {
  max-width: 800px;
}

/* legal-article, legal-header, legal-meta, legal-table styled in .cv-legal-container context */
.cv-legal-container .legal-article {}
.cv-legal-container .legal-header {
  margin-bottom: 2.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 2px solid var(--cv-border-light);
}
.cv-legal-container .legal-header h1 {
  font-size: clamp(1.75rem, 3vw, 2.4rem);
  color: var(--cv-fg-light-1);
  margin-bottom: 0.5rem;
}
.cv-legal-container .legal-meta {
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  margin-bottom: 0.25rem;
}
.cv-legal-container section { margin-bottom: 2.5rem; }
.cv-legal-container h2 {
  font-size: 1.2rem;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.875rem;
  padding-top: 0.25rem;
}
.cv-legal-container h3 {
  font-size: 1rem;
  color: var(--cv-fg-light-1);
  margin-bottom: 0.625rem;
  margin-top: 1.25rem;
}
.cv-legal-container p {
  color: var(--cv-fg-light-2);
  font-size: 0.9375rem;
  margin-bottom: 0.875rem;
  line-height: 1.7;
}
.cv-legal-container ul {
  padding-left: 1.5rem;
  list-style: disc;
  margin-bottom: 0.875rem;
}
.cv-legal-container ul li {
  color: var(--cv-fg-light-2);
  font-size: 0.9375rem;
  margin-bottom: 0.4rem;
  line-height: 1.6;
}
.cv-legal-container a { color: var(--cv-amber-aa-light); }
.cv-legal-container address {
  font-style: normal;
  font-size: 0.9375rem;
  color: var(--cv-fg-light-2);
  line-height: 1.8;
}
.cv-legal-container .legal-table,
.legal-table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 1rem;
  font-size: 0.875rem;
}
.cv-legal-container .legal-table th,
.legal-table th {
  background: var(--cv-bg-light);
  color: var(--cv-fg-light-1);
  font-weight: 700;
  padding: 0.625rem 0.875rem;
  border: 1px solid var(--cv-border-light);
  text-align: left;
}
.cv-legal-container .legal-table td,
.legal-table td {
  padding: 0.5rem 0.875rem;
  border: 1px solid var(--cv-border-light);
  color: var(--cv-fg-light-2);
}

/* ─── BLOG ARTICLE PAGE LAYOUT ─── */
/* Override: cv-blog-article is the outer <article> element, not the padded wrapper */
.cv-blog-article {
  max-width: 100%;
  margin: 0;
  padding: 0;
}
.cv-blog-article__header {
  /* inherits cv-section cv-section--cream, just needs inner layout */
}
.cv-blog-article__header-inner {
  max-width: 760px;
  margin: 0 auto;
  padding-top: 2.5rem;
  padding-bottom: 2.5rem;
}
.cv-blog-article__back {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  text-decoration: none;
  margin-bottom: 1.25rem;
  transition: color 0.15s;
}
.cv-blog-article__back:hover { color: var(--cv-amber-aa-light); text-decoration: none; }
.cv-blog-article__title {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  font-weight: 700;
  color: var(--cv-fg-light-1);
  line-height: 1.25;
  margin: 0.875rem 0 1rem;
}
.cv-blog-article__byline {
  display: flex;
  align-items: center;
  gap: 1rem;
  font-size: 0.875rem;
  color: var(--cv-fg-light-2);
  flex-wrap: wrap;
}
.cv-blog-article__byline time { color: var(--cv-fg-light-2); }

.cv-blog-article__cover-wrap {
  padding-top: 2rem;
  padding-bottom: 2rem;
}
.cv-blog-article__cover {
  width: 100%;
  height: auto;
  border-radius: var(--cv-radius);
  display: block;
  max-height: 480px;
  object-fit: cover;
}

.cv-blog-article__body {
  max-width: 760px;
  margin: 0 auto;
  padding-top: 1rem;
  padding-bottom: 4rem;
  font-size: 1.0625rem;
  line-height: 1.75;
  color: var(--cv-fg-light-1);
}
.cv-blog-article__body p { margin-bottom: 1.25rem; color: var(--cv-fg-light-2); }
.cv-blog-article__body h2 { color: var(--cv-fg-light-1); margin: 2rem 0 1rem; font-size: 1.5rem; }
.cv-blog-article__body h3 { color: var(--cv-fg-light-1); margin: 1.5rem 0 0.75rem; }
.cv-blog-article__body ul { margin: 1rem 0; padding-left: 1.5rem; list-style: disc; }
.cv-blog-article__body ul li { margin-bottom: 0.5rem; color: var(--cv-fg-light-2); }
.cv-blog-article__body a { color: var(--cv-amber-aa-light); }

/* ─── RESPONSIVE ─── */
@media (max-width: 1024px) {
  .cv-nav__links { gap: 0; }
  .cv-nav__link { padding: 0.5rem 0.5rem; font-size: 0.85rem; }
  .cv-footer__top { grid-template-columns: 1fr 1fr; }
  .cv-team-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .cv-nav__links, .cv-nav__actions { display: none; }
  .cv-nav__hamburger { display: flex; }
  .cv-nav { position: sticky; }
  .cv-hero__inner { max-width: 100%; }
  .cv-problem__grid,
  .cv-solution__layout,
  .cv-mission-grid,
  .cv-lender-body-grid,
  .cv-contact-layout,
  .cv-integration-layout,
  .cv-subhero__inner { grid-template-columns: 1fr; gap: 2rem; }
  .cv-lender-cards,
  .cv-pricing-grid { grid-template-columns: 1fr; }
  .cv-steps { grid-template-columns: 1fr; }
  .cv-steps::before { display: none; }
  .cv-values-grid { grid-template-columns: 1fr; }
  .cv-security-controls,
  .cv-compliance-grid,
  .cv-features-3,
  .cv-platform-security-cards { grid-template-columns: 1fr; }
  .cv-testimonials { grid-template-columns: 1fr; }
  .cv-auth-layout { grid-template-columns: 1fr; min-height: auto; }
  .cv-auth-brand-panel { padding: 2rem; min-height: 220px; }
  .cv-footer__top { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .cv-footer__brand { grid-column: 1 / -1; }
  .cv-footer__bottom { flex-direction: column; align-items: flex-start; }
  .cv-platform-panel.is-active { grid-template-columns: 1fr; }
  .cv-pricing-card--featured { transform: none; }
  .cv-problem__stats { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
  .cv-hero__actions { flex-direction: column; }
  .cv-btn { width: 100%; justify-content: center; }
  .cv-footer__top { grid-template-columns: 1fr; }
  .cv-footer__bottom-links { flex-wrap: wrap; gap: 1rem; }
  .cv-blog-grid { grid-template-columns: 1fr; }
  .cv-problem__stats { grid-template-columns: 1fr; }
}

/* ─── UTILITY CLASSES ─── */

/* Screen reader only — hides visually but keeps accessible to screen readers */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* Dark navy section variant — used for founder quote overlays */
.cv-section--navy {
  background: var(--cv-bg-dark);
}
.cv-section--navy h2, .cv-section--navy h3, .cv-section--navy p {
  color: var(--cv-fg-dark-1);
}

/* Auth page body class — sets up two-column layout at page level */
.cv-auth-page {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}